Honest Offer Inc.Foreclosure Prevention · Texas(888) 780-8805
Protect your credit · Keep your equity · Close fast

Stop Foreclosure in Texas — Sell Before the Auction

If you're behind on mortgage payments in Texas, selling your house is almost always better than letting foreclosure proceed. A sale pays off the lender, stops the case, and protects your credit from a foreclosure that can follow you for years. We close fast — sometimes in 7 days.

4.9 / 5 on Google
200+homes purchased
BBB Accredited A+

Get your fair cash offer

Takes 60 seconds. No obligation.

Move-in ready
Minor repairs
Needs major work
Tear-down
ASAP
Within 30 days
1–3 months
Just exploring
Step 2 of 3
Step 3 of 3
We never share your info. No obligation.
200+
Homes Purchased
24 hrs
To a Written Offer
7 days
Fastest Close
$0
Fees or Commissions
Behind on payments in Texas?

Selling before foreclosure is the most powerful thing you can do to protect yourself.

A foreclosure in Texas stays on your credit report for up to seven years and can make renting, buying again, or even getting certain jobs much harder. Selling before the auction eliminates the foreclosure entirely — and if you have equity in the home, you walk away with money in your pocket instead of nothing.

Texas is a non-judicial foreclosure state, which means the process moves fast — sometimes auction within 41 days of the default notice. That timeline cuts both ways: it leaves less room to wait, but a fast sale can absolutely stop the auction if you start the conversation early.

We can close in as little as 7 days once paperwork is signed. We work directly with your lender's payoff department to ensure the mortgage is satisfied at closing. You don't need to handle any of that coordination yourself.

The Process

Three steps. No surprises.

We’ve made this as simple as possible — because you probably have enough to deal with already.

01

Tell us about your property

Fill out the form in 60 seconds — just the address, your situation, and a way to reach you. No photos, no paperwork, no commitment.

02

Get a written cash offer

We review comparable sales, estimate any work needed, and send you a written offer within 24 hours. We walk you through the math. No black box.

03

Close on your schedule

You pick a date — as fast as 7 days or as far out as 90 days. We handle all the title work and closing paperwork. You show up and sign.

No Hidden Costs

The offer we send is what you walk away with.

Agent commissions$0
Closing costs$0 (we pay)
Repair costs$0
Inspection fees$0
Staging & cleaning$0
Holding costs while waiting$0
Common Questions

Straight answers for Texas homeowners.

Texas is a non-judicial foreclosure state — the lender doesn't have to go through court, and the process moves fast. From a Notice of Default to auction can be as little as 41 days after the lender sends you the required notices. Texas foreclosures take place on the first Tuesday of each month. If you've received a Notice of Default or Notice of Sale, time is short — but it's still on your side if you act now.
That depends on what you owe versus what the house is worth. If you have equity, we pay off your mortgage at closing and wire you the difference. If you owe more than the house is worth (underwater), we can discuss a short sale process — but we'll be honest with you upfront about whether that's a realistic path.
Yes. Once we close, the proceeds pay off your mortgage lender and the foreclosure case is dismissed. A completed sale is the most effective way to stop a foreclosure and protect your credit from the far worse impact of an actual foreclosure on your record.
Completely. We don't advertise your home, we don't put a sign in the yard, and the sale stays off the MLS. The only people who know about it are you, us, and the title company.
Ready when you are

Get a cash offer and stop foreclosure in Texas today.

Takes 60 seconds to get started. Written cash offer in 24 hours. You decide what happens next — no pressure, no calls at dinner.